Winsouth Credit Union issues credit and debit cards in United States under a total of two different Issuer Identification Numbers, or IINs (also called bank identification numbers, or BINs). 0:05. 7 Tips for Protecting Your Credit and Debit Cards from Fraud After the Target credit and debit card breach this past winter, ... and to watch for fraudulent use. It is also the 904 th largest credit union in the nation. The Best Credit Cards Of 2021. A WinSouth Credit Union Loan Advisor will follow up to answer your questions. Balance alerts and notifications can help you catch fraud quickly. August 4. Visa® Debit Card Cancellation or Disputes. For other accounts contact the issuing credit agency. If you think you may be a victim of fraud, … For banks with multiple IINs, cards … Add Photos. Founded 1951. If you are putting your card on travel notice, be sure to include the dates and location of your travel. WFS was set up in 2004 as a wholly-owned subsidiary of WinSouth Credit Union to … The WinSouth app allows you to check balances, view transactions, and transfer funds with the click of a button. Like our page. Oops!! WinSouth CU checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. It was established in 1951 and as of September of 2020, it had grown to 84 employees and 33,026 members at 8 locations.WinSouth … Now your money is too! Checking Account (Share Draft Account) ATM and Debit Cards; Free Share Drafts; Contact the credit union to reorder checks. You can enjoy the peace of mind of Verified by Visa by activating both your Visa credit card and your Visa debit card. Debit Cards — Winsouth Credit Union - IIN 435702. It may not be used for the purpose of avoiding any federal tax penalties. They also don’t contain any personal information, such as an address or phone number, like a check does. To report your Visa debit card lost or stolen call: 1-800-477-0227, To cancel your Visa debit card 24/7 call: 1-800-754-4128, Visa debit card disputes: 1-800-757-7302, ext. Add your WinSouth cards to your mobile wallet today and pay more conveniently. Debit cards are available to qualified members upon request at all locations. Apple, Samsung, and Google users can now add their WinSouth debit cards to their mobile wallet … Outside can happen when you use a credit card, a prepaid debit card or all the above. Features: -Check Balances -Review Transactions -Transfer Funds -Pay Loan Payments -Secure Messaging for Support -ATM and Branch … As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information. Never be without access to your accounts again! There was an error while retrieving the site configuration. © 2021 WinSouth Credit Union | Portions © Kasasa, Ltd. All rights reserved. They work the same way as a check—the funds are deducted directly from your checking account—but debit cards are simpler to use, easy to carry and allow for faster transactions. For individuals who have trouble managing their spending, prepaid debit cards can act as a restraint on poor habits. Many Americans use some sort of prepaid debit cards, for a wide variety of reasons. WinSouth Credit Union debit and credit cards help protect you in the event of unauthorized purchases, thanks to Visa’s ® zero liability policy for lost and stolen cards. Congratulations to all our WinSouth $500 Scholarship Winners! WinSouth Credit Union is headquartered in GADSDEN and is the 19 th largest credit union in the state of Alabama. … At WinSouth Credit Union, we value people and our community. And keep yourself informed about your running balance so you don’t find yourself short on money. Be the first to review! With mobile payments, paying has never been easier! WinSouth Credit Union is headquartered in GADSDEN and is the 19 th largest credit union in the state of Alabama. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. For assistance please call: 256-543-7302; 800-757-7302 toll free; Monday, Tuesday, Thursday & Friday: 8:00am - 4:30pm Wednesday: 8:00am - 12:00pm The winner will be announced Tuesday, November 24th! Industry Banking. For individuals with poor credit, who may be unable to get a credit card, carrying a prepaid debit card means they don't have to carry cash. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. The process is quick and easy! Enjoy no monthly fees, no hidden charges Contact Us for Information During the fun, alright, you have a chance to steal. With a WinSouth Debit Card, if you have to frequent a non WinSouth ATM, bring in your receipt, and we will refund you your ATM fee! If your bank participates in the Visa rewards program, your Visa check or credit card might entitle you to Extras Points, which you can apply to obtain various items. These people are members. If your bank participates in the Visa rewards program, your Visa check or credit card might entitle you to Extras Points, which you can apply to obtain various items. Contact the credit union at (256) 543-7302. This knight does. Employees 94. ProEquities, Inc, is independent of WinSouth Financial Services, Inc. and WinSouth Credit Union. WinSouth Financial Services (WFS) is a division of WinSouth Credit Union and is a credit union service organization. Apple Pay, Samsung Pay, and Android Pay available. If you don't, crooks know it's safe to continue using your card, sometimes spending hundreds of dollars in a short time period. However, you may not use your card to initiate any type of gambling transaction. 20 were here. So if you have an emergency expense that exceeds your prepaid debit card balance, the debit card will be of limited use. Our goal is to provide the highest level of service at competitive rates. PHOTOS AND VIDEOS. The 262284415 ABA Check Routing Number is on the bottom left hand side of any check issued by WINSOUTH CREDIT UNION. After Hours Service – For assistance with Debit Card denials, fraudulent activity, or to advise us of your travel plans Call 1-800-541-3891, Option 2 . For residents of other states in which registration is not held, proper licenses and registrations must be obtained by representatives before proceeding further. Combating counterfeiting remains core to preserving the integrity of the nation’s money. Apply Now Rate Watch. If you wish to pay for goods or services over the Internet, you may be required to provide card … Home Equity Because … Check out WinSouth Credit Union ATM … Notify WinSouth Credit Union if you notice fraudulent charges on your WinSouth credit or debit card. In some cases, the order of the checking account number and check serial number is reversed. Visa® Purchase Alerts Through Visa® Purchase Alerts, WinSouth debit and credit cardholders can receive purchase alerts via text or email for eligible Visa® Cards. If your Debit Card has been lost, stolen, or you think your card number has been compromised, you can let us know right away by calling 1-803-736-3110 or 1-800-272-0695. We take protecting your data and privacy very seriously. Learn more! Check the background of your financial professional on FINRA's BrokerCheck. Best Balance Transfer Credit Cards. Debit cards. Please be advised that presently Jim Houston holds series 6, 7, 63 and 66 licenses in Alabama. FedACH Routing; Routing Number: 262284415 The banking institution's routing number: Bank: WINSOUTH CREDIT UNION Commonly used abbreviated … Routing number 262284415 is assigned to WINSOUTH CREDIT UNION located in GASDEN, AL. For other accounts contact the issuing credit agency. I'll ask the question again. Winsouth Credit Union issues credit and debit cards in United States under a total of two different Issuer Identification Numbers, or IINs (also called bank identification numbers, or BINs). Thanks to all of our members … For assistance please call: 256-543-7302; 800-757-7302 toll free; Monday, Tuesday, Thursday & Friday: 8:00am - 4:30pm Wednesday: 8:00am - 12:00pm Consider using cash or purchase gift cards at places you frequently visit to use as payment. ... WinSouth Credit Union. Need an ATM? In a world of data theft, prepaid debit cards do not house personal data, such as your Social Security number or bank account information, shielding that data in the event of theft. Without a travel notice, we might flag those transactions as fraudulent and put a hold on your account until we find out for sure. Apple Pay, Samsung Pay, and Android Pay available. for specific information regarding your individual situation. Some of this material was developed and produced by CEO David Eubanks. The union offers various deposit plans … WinSouth Credit Union serves groups that share something in common, such as where they work, live or go to church. To cancel your Visa debit card 24/7 ... Visa® Credit Card Cancellation … This calculator demonstrates the power of compound interest. Writing down your PIN leaves open the possibility of an unwanted person finding it. Do you know how to set up your financial goals for success? It’s a good idea to set a travel notice. Contact the credit union at (256) 543-7302. Visa. At WinSouth Credit Union, we value people and our community. Plus, our lost and stolen debit card service is available 24/7. If you send an e-mail, please be sure to include your name, account number or credit/debit card number, and a good phone number. Notify WinSouth Credit Union if you notice fraudulent charges on your WinSouth credit or debit card. material provided are for general information, and should not be considered a solicitation for the purchase or WinSouth Financial Services, Inc. is a division of WinSouth Credit Union. Enjoy no monthly fees, no hidden charges Contact Us for Information General Info Community Credit Union, located in Gadsden, Ala., provides a variety of financial and insurance services to its members. WinSouth Credit Union is a cooperative financial institution, owned and controlled by the people who use its services. CLOSED NOW: Today: Closed. Depending upon the balance, fees can represent a high percentage of your cash value. A prepaid debit card is established when an individual provides cash to a financial institution in exchange for a card that can be used like any debit card or credit card, except it is limited to purchases in an amount not to exceed the card’s cash balance. Copyright 2021 FMG Suite. You will need to complete all the required information and click the Submit Application button at the end of our online application in order for WinSouth Credit Union to evaluate your application. As an alternative to credit cards for college students, they can help protect parents from their children's excessive spending, while teaching important budgeting lessons. Debit Card Get your free Visa® debit card issued instantly when you stop by a participating WinSouth CU branch. Investment Advisor Representative of Investment Advisors, a Registered investment Advisor and division of ProEquities, Inc. Securities offered through ProEquities, Inc, a registered Broker-Dealer, and member of FINRA & SIPC. WinSouth Credit Union provides financial services to credit union members in local communities from 9 branch locations in 7 cities across Alabama. MORE: Annual Meeting: Good Fellowship, Good Times! It is also the 904 th largest credit union in the nation. Members can now pay their WinSouth loans with funds from another institution or with a credit card… Share the post to your page. Investment Advisor Representative of Investment Advisors, a Registered investment Advisor and division of ProEquities, Inc. Securities offered through ProEquities, Inc, a registered Broker-Dealer, and member of FINRA & SIPC. Call Contact Us Website. A WinSouth Credit Union Loan Advisor will follow up to answer your questions. They offer potential protection against the loss of cash when traveling. At WinSouth Credit Union, we value people and our community. 110 S 26th St, Gadsden, AL 35904. Please consult legal or tax professionals ABA routing number 262284415 is used to facilitate ACH funds transfers. The content is developed from sources believed to be providing accurate information. 20 were here. REVIEWS Write a Review. Add your WinSouth cards to your mobile wallet today and pay more conveniently. If approved, you may use your card to purchase goods and services from participating merchants. You can also e-mail [email protected] for VISA credit or debit card issues. ... WinSouth Financial Services, Inc. is a division of WinSouth … If you haven't already set up alerts for your account, do so today! FMG Suite to provide information on a topic that may be of interest. Memorize your Personal Identification Number … No part of this communication should be construed as an offer to sell any security or provide investment advice or recommendation. Comment by tagging three people. There are reasons why you … Gone are the days of searching for your wallet. 1121 or 256-439-3121, To dispute a Visa Debit Card transaction please fill out the following form, Visa Credit Card Customer Service: 800-477-0227, Visa Credit Card Fraud Service Center: 1-855-961-1602, To report a lost or stolen credit card, 24 hours a day, seven days a week call: 800-991-4961, eZcard Support (Website Support) call: 866-604-0380, Score Card Reward Help Desk: 800-854-0790, To put your Visa credit card on travel notice: 800-757-7302 (press 2 for card services during regular business hours). It was established in 1951 and as of September of 2020, it had grown to 84 employees and 33,026 members at 8 locations.WinSouth Credit Union's money market rates are 14% higher than the national … At WinSouth Credit Union, we value people and our community. ... Pay Loan with Credit/ Debit Card. The number of points you could earn per dollar depends on … WinSouth Credit Union; WinSouth Credit Union. Country/Territory United States. Be the first to review! The opinions expressed and Welcome to the Credit Card Validator! WinSouth CU checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. Gone are the days of searching for your wallet. You can test the validator with 4242424242424242, or numbers from our fake credit card number generator. Banks, Credit Unions, Financial Services. sale of any security. Some prefer them for their versatility and the ability to use them for everything from paying bills to spending money at retailers. 256-543-7302. For banks with multiple IINs, cards of the same type or within the same region will generally be issued under the same IIN. Memorize your Personal Identification Number (PIN). Debit Card. representative, broker - dealer, state - or SEC - registered investment advisory firm. Follow the steps below to enter! They are also popular among the 40 million Americans who, for whatever reason, do not hold a bank account.1. 20 were here. Note that this is the only IIN range issued by Winsouth Credit Union, so all cards … There is a monthly Premium Debit Card charge fee of … It can be easy to dismiss a $1 charge you don't remember making on your debit or credit card. You accumulate these points when you use your Visa card … The information in this material is not intended as tax or legal advice. You can also use CardControl to easily turn your Debit Card … To report your Visa debit card lost or stolen call: 1-800-477-0227. Sign up for Rate Watch. Checking Account (Share Draft Account) ATM and Debit Cards. Like this post. Prepaid debit cards may come with considerable fees, including account opening fees, transaction fees, and monthly charges. Create a User ID and password below that you will use to access your information if you do not finish today. A travel notice ensures that WinSouth and VISA aren't surprised when we see debit or credit card purchases originating from an unusual area, such as another state or country. You will not earn reward points or rebates, like you might with a credit card. When the balance runs low, or is exhausted, the card can be reloaded with additional cash. FMG Suite is not affiliated with the named Lost or Stolen Card. There are reasons why you might consider using a prepaid debit card, including: If you are considering a prepaid debit card, be sure to comparison shop. Loading, Please wait. Keep an eye on rates via email. Our goal is to provide the highest level of service at competitive rates. Because … The information in this material is not intended as tax or legal advice. With a WinSouth CU Visa debit card, you’ll enjoy the following … You accumulate these points when you use your Visa card for qualifying signature-based purchases, online purchases, phone or mail purchases and bill payments. 21 were here. This card accesses both share and share draft accounts. Please consult legal or tax professionals for specific information regarding your individual situation. But you should be paying attention: Scam artists often make $1 “test” charges to see if you'll notice and take action. MORE: Congratulations 2014 WinSouth $500 Scholarship Winners! At WinSouth Credit Union, we value people and our community. As part of our Very Merry Car Sale, we're giving away a $50 gift card! Securities and Insurance products offered are not credit union deposits, have no credit union guarantee, are not ASI guaranteed, and may involve loss of principal. With a WinSouth Debit Card, if you have to frequent a non WinSouth ATM, bring in your receipt, and we will refund you your ATM fee! If you need immediate assistance on the weekend, please call one of the numbers above. You can use this tool to verify one or more credit or debit card numbers with multiple validation methods, including Luhn checksum verification and card scheme verification via the card's IIN. This e-mail operates during regular business hours. if I could take that question if you were asking happened when you use a credit card, a prepaid card, a debit card … A prepaid debit card is established when an individual provides cash to a financial institution in exchange for a card that can be used like any debit card or credit card, except it is limited to purchases in an amount not to exceed the card’s cash balance. The content is developed from sources believed to be providing accurate information. WinSouth Credit Union knows you are always on the go! Our Loan Advisors are only a phone call away if you need help. Members can now make their loan payments through our website with a debit or credit card… Visa Debit Cards — Winsouth Credit Union - IIN 435702. 5 First-class 4 Better than most 3 About what I … Plus, a check card offers you better dispute resolution assistance … Securities offered through ProEquities, Inc. will fluctuate in value and are subject to investment risks including possible loss of principal. WinSouth Financial Services, Inc. is a division of WinSouth Credit Union. Be the first to add a photo! The fees can vary widely, so look for an appropriate card. They do not provide any advance of credit, like a credit card. Because … When the balance runs low, or is exhausted, the card can be reloaded with additional cash. Card accesses both share and share Draft Account ) ATM and debit cards can act as restraint! Risks including possible loss of principal or is exhausted, the card can easy! 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